Participant Accident & Health

Accident Medical coverage for students, athletes, participants, volunteers, and business travelers nationwide

The Alive Risk® program can provide access to creative, competitive, and in-house Accident & Health products alongside the General Liability product for Amusement, Sports & Leisure, Entertainment and Special Event Programs.

Base Sports limits up to $90,000 per injury benefit maximum available

• 100% and 80% Usual and Customary plans

• Benefit periods of 1 and 2 years

• Deductible (various available)

Accident Death & Dismemberment benefit included

Endorsements include coverage for:

• HMO / PPO denial

• Pre-existing conditions including re-aggravation and re-injury

• Heart & circulatory malfunction

• Expanded medical coverage for sprains, strains, and heat exhaustion

Self-Insured Retention (Aggregate Deductible) plans available

Catastrophic Medical to provide limits up to $5,000,000

Study Abroad (includes Medevac and Repatriation)

Mandatory Plans provide coverage for:

• Athletes only

• School time

• School time plus all sports

Voluntary Student Accident includes options for:

• School time

• 24-Hour

• Sports only

Study Abroad to cover:

• Travel benefits while away on school sponsored trips

Other Highlights:

• Before and after school

• Field trips

• Staff members

Plans provide coverage for all volunteers

Choice of $25,000 limit plan or $50,000 limit plan; higher limits available

Excess or primary coverage options

100% Usual and customary plan

Included Accidental Death & Dismemberment Coverage

Benefits payable up to one year after injury

K-12 Voluntary Student Accident Enrollment

• Includes School Time, 24-Hour and Sports Only.

• Enroll online and select your school covered under the plan.

Circus Producers Accident Enrollment

• Enroll online and select the circus producer under the plan.