Active Assailant First & Third-Party Liability

Active Assailant Liability is typically triggered when one or more armed persons are actively engaged in a premeditated violent attack to kill or attempt to inflict bodily injury or cause loss of life to another person(s). The policy is designed to offer cover for attacks using a wide range of weapons, including but not limited to, hand-held firearms, road vehicles, explosive devices, and corrosive materials. The policy is designed to respond when an event causes physical damage to property and / or three or more people (other than the perpetrator) sustain bodily injury or loss of life from an insured event.

Limits of Liability up to $1,000,000 per occurrence and in the aggregate

First-Party

• Property Damage limit $25,000

• Business Interruption limit $25,000

• Denial of Access limit $25,000

• Extra Expense limit $25,000

  • Crisis Management

  • Security Response

  • Relocation Costs

  • Medical Expense

Third-Party

• Coverage for the Damages and Claim Expenses an insured is legally liable to pay following an event

• Legal fees which form part of the overall policy limit (not in addition to)

Minimum premium as low as $1,000, based on the insured’s risk profile, size and limit purchased